ho (Greek #3588)
the definite article; the (sometimes to be supplied, at others omitted, in English idiom)
KJV usage: the, this, that, one, he, she, it, etc.
Pronounce: ho
Origin: ἡ (hay), and the neuter τό (to) in all their inflections
opheilema (Greek #3783)
something owed, i.e. (figuratively) a due; morally, a fault
KJV usage: debt.
Pronounce: of-i'-lay-mah
Origin: from (the alternate of) 3784